Benefits for Medicare Retirees

Your health care benefits are provided through a Medicare plan. You have a choice of two Medicare plans from AmWINS and can change plans during the open enrollment period each year. You should check the Schedule of Benefits you were provided by the Plan you chose. You may also call the Customer Care Line at AmWINS at 1-888-883-3757 or contact the Fund Office.

FAQ's

How do I know if I’m eligible for Medicare?

Typically, you become eligible for Medicare when you turn age 65. You may be eligible for Medicare earlier if you are disabled.

To learn more about Medicare and eligibility requirements, visit Medicare’s website.

What’s the difference between Medicare and the Fund’s medical plans for Medicare retirees?

Medicare offers hospitalization benefits (Medicare Part A) and medical benefits (Medicare Part B). These two parts are sometimes referred to as “Original Medicare.”

However, you can choose to enroll in the Fund’s Medicare benefits plan. The Fund’s plans for Medicare-eligible retirees offer coverage that is as good as or better than Original Medicare.

The Fund’s plans are Medicare Advantage plans, or plans that cover the same benefits as Medicare (and are often more generous) but are offered by private entities instead of the federal government.

The Fund offers two Medicare Advantage plans.

Learn more about the preparing for retirement and about the Fund’s Retiree Plan in the Summary Plan Description.

Do I need to enroll in Medicare if I am enrolling in the Retiree Plan?

Yes. When you turn age 65, you must enroll in Medicare (sometimes called Original Medicare, or Medicare Parts A and B). If you don’t, you may have to pay a penalty for delayed coverage.

When you enroll in either of the Fund’s Medicare plans, you will need to give your effective start date of coverage under Medicare Parts A and B.

Contact the Fund Office to learn more about enrolling in the Retiree Plan and Medicare.