Benefits for Medicare Retirees

Your health care benefits are provided through a Medicare plan. You have a choice of two Medicare plans from AmWINS and can change plans during the open enrollment period each year. You should check the Schedule of Benefits you were provided by the Plan you chose. You may also call the Customer Care Line at AmWINS at 1-888-883-3757 or contact the Fund Office.


Typically, you become eligible for Medicare when you turn age 65. You may be eligible for Medicare earlier if you are disabled.

To learn more about Medicare and eligibility requirements, visit Medicare’s website

Medicare offers hospitalization benefits (Medicare Part A) and medical benefits (Medicare Part B). These two parts are sometimes referred to as “Original Medicare.”

However, you can choose to enroll in the Fund’s Medicare benefits plan. The Fund’s plans for Medicare-eligible retirees offer coverage that is as good as or better than Original Medicare.

The Fund’s plans are Medicare Advantage plans, or plans that cover the same benefits as Medicare (and are often more generous) but are offered by private entities instead of the federal government.

The Fund offers two Medicare Advantage plans.

Learn more about the preparing for retirement and about the Fund’s Retiree Plan in the Summary Plan Description.

Yes. When you turn age 65, you must enroll in Medicare (sometimes called Original Medicare, or Medicare Parts A and B). If you don’t, you may have to pay a penalty for delayed coverage.

When you enroll in either of the Fund’s Medicare plans, you will need to give your effective start date of coverage under Medicare Parts A and B.

Contact the Fund Office to learn more about enrolling in the Retiree Plan and Medicare.


© Iron Workers Tri-State Welfare Fund. The information on this Web site presents selected highlights of the Iron Workers Tri-State Welfare Fund. The actual Plan provisions of the Plan are in the Plan’s legal document. In the event of a conflict between the wording on the site and the legal documents, the legal documents will govern. The Trustees reserve the right to amend, modify, or discontinue all or part of the Plan at any time.